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in Ontario

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Upload a photo of your current insurance card. Our AI extracts vehicle, driver, and coverage details automatically. Or enter your info manually — takes about 5 minutes.

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Your profile is sent to Ontario's top insurance companies simultaneously. Real quotes from real carriers, personalized to your driving history and coverage needs.

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See quotes side by side. Compare not just price, but coverage, deductibles, and discounts. Bind your policy online through our licensed brokerage partner.

Driving record

Tickets, accidents, and convictions from the past 6 years. Clean records get the best rates.

Location

Your postal code matters. Urban areas like Brampton and Toronto have higher rates than rural Ontario.

Vehicle

Make, model, year, and safety features. Cars that are expensive to repair or commonly stolen cost more to insure.

Age & experience

Young drivers (under 25) and new drivers pay more. Rates typically drop after 6+ years of experience.

Coverage level

Liability limits, collision, comprehensive, and optional add-ons all affect your premium.

Claims history

At-fault claims stay on your record for 6 years. Even not-at-fault claims can affect rates with some carriers.